Contract Works and Legal Liability Insurance

Home  /  General Insurance  /  Commercial Insurance  /  Contract Works and Legal Liability Insurance

If you own, run or manage any type of construction site, big or small, you’ve got more important things to do than worry about what’s the best insurance solution for your needs.

That’s our job.

We can tailor an insurance solution that’s right for you and your business – everything from a one-off policy for a specific project through to annual policies covering multiple projects and sites Australia-wide.

You can choose from a range of cover options to protect your contracted works against major contingencies before, during and after completion, as well as anyone visiting or working on the site.

We can’t help you construct a building, but we can reduce the worry of what might go wrong on site so you can get back to building your business.

Contract Works cover options

  • Projects undertaken by builders, owner builders, contractors, financiers, or all parties to a contract that we agree
  • New constructions or alterations and additions
  • All phases of work: preparation, construction period, maintenance period and testing and commissioning
  • Loss or damage to existing structures under an insured’s care, when requested
  • Work being undertaken in cyclone zones above the 26th parallel, subject to our agreement
  • Loss or damage as a consequence of defective materials, workmanship or defective design, plan or specification (but not the defective material, work, item or part itself)

Extensive sums insured

  • Projects of any value: up to $100,000,000 total sum insured from owner builders to commercial firms
  • Associated costs that result from loss or damage, such as demolition and removal of debris, professional fees and others
  • Further sums insured are also available for expediting expenses, contractor’s plant and machinery, tools and equipment and temporary site infrastructure

Legal Liability Insurance

  • Projects undertaken by builders, owners, contractors, financiers, or all parties to a contract that we agree
  • All phases of work: preparation, construction period, maintenance period and testing and commissioning
  • New constructions or alterations and additions
  • Products Liability for sale or supply of products or the completed operations (annual, multiple project policies only)
  • Construction and non-construction activities (a single policy can cover both)
  • Special risks such as vibration and removal or weakening of supports
  • Up to $50,000,000 limit of liability

If you’d like to have a chat about your business insurance needs please contact us.